Tuesday, 19 February 2013

Edelweiss Tokio Life – Dhan Nivesh Bima

Wealth Enhancement
We all want to enhance our lifestyle as we progress in life. And what better way to ensure that than planning for it in advance. Be it a bigger house or a better car, we help you turn your dream into a reality. Through our meticulously designed goal analysis tool, we analyze your risk profile to help you maximize your investments which meet your life goals while keeping you protected.
Our Offerings
Edelweiss Tokio Life – Wealth Enhancement Ace:
UIN No: 147L010V01




This unit linked plan aims to maximize your return along with sufficient life cover. Death Benefit is higher of Fund Value or Sum Assured or 105% of total premium paid (including Top-up) till time of death. Enhance your benefits further with guaranteed additions.

Pay premium only once and get benefits throughout the policy term
Get dual benefits of risk protection and wealth enhancement
Edelweiss Tokio Life – Dhan Nivesh Bima Yojana (A Micro Insurance plan):
UIN No: 147N013V01




This is a single premium simple endowment plan offering enhanced returns on maturity especially designed for the socially and economically weaker section of population.

Get double the single premium paid on maturity*
No medical tests and minimum documentation
Pay premium once and get life cover for 10 years
Option of life cover equal to either 5 times or 10 times the single premium paid

* for age at entry 18 – 35 years, with cover option A (sum assured 5 times the single premium)

Education Funding
Harvard, IIM’s or other institutions of repute – many options will emerge as your child grows up. But will your decision be based on merit or money? While you ensure the best for your child today, have you saved enough to make your child’s ultimate dream come true?

To design our education plan, we spent time with children and parents to understand their dreams and determine the barriers in achieving them. Based on our analysis, we have created plans flexible enough to accommodate the ambitions that the next generation is sure to have.
Our Offering
Edelweiss Tokio Life - Education
UIN No: 147N001V01


This is a non participating guaranteed endowment Plan.

All the benefits of the plan are guaranteed. No benefit is contingent on the company’s investment performance.
The plan provides for flexibility in both premium payment and benefits. You can choose among various premium payment terms depending on your income. For payouts, you can choose the option that best matches your child’s particular education needs.
Unplanned expenses are taken care of, with the option of a guaranteed flexible amount, as chosen by you.
The comprehensive death benefit pays not only a lump sum amount to your family, but also waives future policy premiums, thereby protecting the maturity value that you had planned for your child. In addition to all this, the plan also offers a monthly benefit to take care of your child’s needs in the years before graduation.

Wealth Accumulation
While we love to dream of our second home or starting up our own business, these dreams seem difficult to fulfill due to financial constrains . We will help you realize your dreams by prioritizing your life goals through our specially designed goal prioritization process. With the help of right planning, you can not only meet your life goals without compromising your present lifestyle, you can also keep your family protected against any eventuality which may come in the way of these dreams.



Avail protection for whole life
Get guaranteed income upto 100 years of age
Guaranteed maturity benefit enables you to plan the maturity amount
Sharing of profits enables you to earn higher returns through additional cash bonus
Limited payment periods allow you to pay from your present income for your future needs
Get discounts for higher Sum Assured
Loans available against the policy to meet unforeseen needs
Edelweiss Tokio Life - Safe n Sure Plan (WA)
UIN No: 147N015V01


Stay protected and get guaranteed amount on maturity
Pay premium for 15 years only
Simplified product structure for easy understanding
Choice of various policy terms are made available to suit your need
Enhance overall benefits by adding various riders
Loan facility is available to meet unforeseen needs
Attractive discounts for higher Sum Assured
Edelweiss Tokio Life - Save n Grow Plan (WA)
UIN No: 147N016V01


Increasing protection over the policy term
Receive 90% of the surplus generated as bonus
Simplified product structure for easy understanding
Choice of various policy terms and premium paying terms are made available to suit your need
Enhance your benefits by adding various riders
Loan facility is available to meet unforeseen needs
Discounts for higher Sum Assured

Below Wealth Accumulation products are unit linked Life Insurance products where the investment risk is borne by the policy holder.

The products offer dual benefit of investment + risk protection.
You are free to choose allocation in various funds. You can also switch between the various funds based on your risk appetite and market conditions.
The company also offers PE Fund and Managed Fund options in which you need not worry about switching between funds; based on market characteristics your fund allocation will be switched so as to protect growth.